Last verified: 15 September 2026.
Both countries get recommended to Pakistani students constantly, usually without real numbers attached. Here is the actual comparison on the three costs that matter most: what you must prove you have, what insurance costs, and what tuition looks like. This guide covers Germany vs Italy for Pakistani Students in full — proof of funds, insurance costs and tuition in both countries, and a clear verdict on which is actually cheaper.
Quick facts
- Germany proof-of-funds (blocked account): €11,904/year
- Italy proof-of-funds (mezzi di sussistenza): €10,179.85/year — this figure rose recently for the 2026/2027 and 2027/2028 academic years
- Germany insurance: roughly €1,700–€1,755/year (statutory)
- Italy insurance: €700/year (SSN, for students on scholarship-only income)
Proof of funds: closer than most guides admit