Put three numbers in your spreadsheet, not one: the one-time travel insurance policy for your visa application, then the recurring statutory (Germany) or SSN (Italy) insurance once you arrive, and finally your blocked account or proof-of-funds requirement, which is a separate line again. Students who budget for only “insurance” as a single number are almost always underestimating what leaves their account in the first two months.
Pingback: Germany Blocked Account 2026: Exact Amount and How to Open One – Ilmhunt
Pingback: Why Your Student Visa Got Refused and How to Fix It – Ilmhunt